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- Remove GoCardless API calls from /api/v1/accounts and /api/v1/accounts/{account_id}
- Accounts endpoints now rely exclusively on database data
- Return 404 for accounts not found in database
- Update tests to mock database service instead of GoCardless API
- Remove unused GoCardless imports from transactions routes
- Preserve GoCardless usage in sync process and /banks endpoints
- Fix code formatting and remove unused imports